Florida Insurance Laws When Registering a New Vehicle
According to the Florida Highway Safey and Motor Vehicles official site, there are many things you’ll need to do when registering a vehicle for the first time in Florida. Florida auto insurance is a must. You’re required to have Florida car insurance coverage when registering; you can’t have Georgia auto insurance or Texas car insurance. State law requires you to have in-state coverage.
Florida auto insurance minimum coverage includes a $10,000 personal injury protection policy also known as PIP for short. You must also carry $10,000 property damage liability Florida car insurance. You’ll be required to have this coverage as long as your car carries Florida tags.
Bodily Injury Liability car insurance defined:
Bodily Injury Liability coverage pays claims on serious and permanent injury as the result of a car accident. It also covers accidental death. Depending on the terms of your policy, you may also be entitled to legal counsel paid for by the Florida auto insurance company.
Property Damage Liability auto insurance defined:
In Florida, property damage liability car insurance is for an accident you or other insured drivers of your car may cause to someone else’s property as the result of an accident.
Florida Coverage
Florida coverage is defined by the Florida state government as an insurance policy created and issued in the state of Florida. Florida car insurance must be issued by an insurance company licensed by the Florida Department of Financial Services, or it is not considered Florida auto insurance.
