Watching this car crash video of a multi-car pile up crash on wet highway pavement, it’s easy to dispel certain assumptions about car insurance–things that shouldn’t be taken for granted like early warning on a busy highway. “It’ll never happen to me” is probably just what many of these drivers were thinking. Now they know better…watch the clip below and you’ll see why.

Florida auto insurance laws are designed to protect drivers in situations like these, but if you only carry the bare minimum protection necessary, how will you be able to pay in a situation like this where multiple cars are damaged and/or destroyed?

Highway car crash fatalities are caused by conditions just like the ones seen in the video. Wet pavement, overconfident drivers in slippery conditions and a lack of warning before the brakes are needed, and suddenly you have a multi-car pileup happening before your very eyes.

Do you know how your auto insurance protects you in a multiple car crash? How much deductible do you have for damage repair on your vehicle? Catastrophic car accidents can leave your vehicle completely useless—what happens to your financial bottom line then?