If you aren’t properly insured in the State of Florida, and you get pulled over, there’s a strong chance you could lose your license. If you are in violation of Florida’s uninsured motorist laws your license can be suspended and you may be required to pay a penalty to get the license reinstated.

In Florida, the reinstatement fee STARTS at $150. The reinstatement fee can run as high as $500. If you have multiple violations, the reinstatement fee to get your Florida drivers license back goes higher per violation. How does a person with a suspended license in Florida get it back? Before you can get your Florida drivers license reinstated you must furnish proof of Florida auto insurance. The proof of insurance must show you are currently insured–in other words, the insurance form must be up to date, show the dates of coverage and show all minium required coverages as spelled out in Florida State law.

Did you know you can have your Florida drivers license suspended for up to THREE YEARS for violating the uninsured motorist laws? Don’t take the risk.

Check out this great introductory clip about Florida auto insurance basics. This started making the rounds on YouTube in the spring of 2009, so the information is current and very helpful. Do you know what umbrella insurance is? How does Florida umbrella insurance protect you in the event of a car accident? What’s the ideal amount of coverage? Ed Carpenter explains it all.