Florida car insurance can be expensive. So how do you lower your insurance premiums and cut costs without compromising your coverage? This video from GetSafeInsurance.com offers some simple solutions for lowering the bill without raising your deductibles through the roof.

Remember, when you ‘re shopping for Florida car insurance, it’s important to list all your money-saving insurance features. Put them all on paper and don’t forget to tell your agent about your safe driving record, any anti-theft devices, additional safety features like rear-view cameras or running lights. All of these things and more could save you some extra cash on your auto insurance premiums.

Uninsured Motorists Bodily Injury or UM is described by some as one of the most important car insurance coverages you can carry.

One reason for this in the State of Florida? The expiration of the no-fault Personal Injury Protection law in 2007. No-fault personal injury protection may no longer be part of your options with Florida auto insurance, but UM coverage can fill the gap.

Uninsured Motorists Bodily Injury coverage pays for injuries caused by an uninsured driver or in the event of a hit-and-run accident.

If your accident results in medical costs, Uninsured Motorists Bodily Injury coverage pays up to the amount of the coverage you specify–which is why many Florida auto insurance agents recommend carrying as much as you can reasonably afford.

That said, it is very important to check your auto insurance policy and compare it to your personal health insurance. Make sure you are not duplicating coverage. Auto insurance laws and policy regulations are specifically designed to prevent “double dipping” and you should not expect to collect insurance money from two companies for the same hospital bills. Examine all policies carefully and make sure you are covered but not paying twice. Read more »

Are you getting ready to move to Florida and switch to a Florida car insurance policy? Are you already living in-state but planning to change car insurance companies?

When you switch policies, don’t assume that your coverages will remain the same. Some exclusions that applied to your old policy may not apply to the new auto insurance policy, and some freedoms you had in your old Florida car insurance may not be allowed in the new contract. Read more »

Florida auto insurance policies are full of options such as car rental while your vehicle is in the repair shop, towing services and other extras. Are these options worth the additional money you pay on your Florida car insurance premiums?

Should you pay the extra money? Before you can answer yes or no, a bit of research is in order. Who wants to pay for extras if they aren’t needed? Read more »

Welcome to Florida Auto Insurance Now, your source for answers about Florida insurance laws, types of car insurance coverage, and much more. If you’re looking for a Florida car insurance agent, keep watching this space.
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