Serenity Insurance Group now offers non owner auto insurance coverage in the State of Florida. Non-owner insurance policies provide liability insurance coverage to individuals who don’t own vehicles.

High risk drivers who have had their driver’s license revoked or suspended should investigate non-owner insurance coverage if they don’t own a vehicle and want to keep their driver’s licenses. Motor vehicle departments will not reinstate a driver’s license without proof of minimum liability insurance.

A non owner auto insurance policy may also include uninsured motorist coverage, and personal injury protection.

An added benefit to Non Owner Insurance is to show proof of continuous coverage. In situations where a vehicle is sold and not replaced, most people cancel or let their existing insurance policies lapse or expire. If there is a lapse in insurance coverage for an extended period of time, it may be more expensive to get coverage when you buy your next car. Many insurance companies look for continuous coverage when rating an individual for a new auto insurance policy.